Acceptance of Terms

By accessing and using auriontelvos's financial goal setting platform at auriontelvos.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and auriontelvos, a financial technology service provider located at No 24, 26, Jalan Sireh, Kawasan 17, 41050 Klang, Selangor, Malaysia.

If you do not agree with any portion of these terms, you must discontinue use of our services immediately. Your continued use of our platform constitutes ongoing acceptance of these terms and any future modifications we may make.

Service Description and Scope

auriontelvos provides educational resources, tools, and guidance related to personal financial planning and goal setting. Our platform offers interactive features designed to help users understand financial concepts, create budgets, and develop long-term financial strategies through educational content and planning tools.

We provide access to learning materials, goal tracking systems, budgeting calculators, and community features that support your financial education journey. These tools are designed to enhance your understanding of personal finance concepts and help you develop practical skills for managing your financial future.

User Responsibilities and Conduct

As a user of our platform, you agree to provide accurate, current, and complete information during registration and to maintain the confidentiality of your account credentials. You are responsible for all activities that occur under your account and must notify us immediately of any unauthorized use.

1. Maintain the security and confidentiality of your login credentials
2. Provide truthful and accurate information in all interactions with our platform
3. Use our services only for lawful purposes and in accordance with these terms
4. Respect the intellectual property rights of auriontelvos and other users
5. Refrain from attempting to circumvent security measures or access restricted areas

You may not use our platform to engage in any activity that could harm, disable, or impair our services, or interfere with other users' access and enjoyment of the platform. This includes but is not limited to uploading malicious content, attempting to breach security systems, or engaging in harassment of other community members.

Privacy and Data Protection

Your privacy is important to us. We collect, use, and protect your personal information in accordance with our Privacy Policy, which forms an integral part of these Terms of Use. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

We implement industry-standard security measures to protect your personal and financial information. However, you acknowledge that no internet-based platform can guarantee complete security, and you use our services at your own risk regarding data transmission and storage.

Intellectual Property Rights

All content, features, and functionality on our platform, including but not limited to text, graphics, logos, course materials, software, and design elements, are owned by auriontelvos and are protected by international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our platform for your personal, non-commercial educational purposes. You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.

Disclaimers and Limitations

While we strive to provide accurate and up-to-date information, financial markets and regulations change frequently. You should always verify information independently and consult with qualified professionals before making significant financial decisions.

Our liability for any damages arising from your use of our platform is limited to the amount you have paid us for services in the twelve months preceding the claim, not to exceed 0 USD or equivalent local currency.

Account Termination and Suspension

Either party may terminate this agreement at any time. You may close your account by contacting our support team or using the account closure feature in your dashboard. We reserve the right to suspend or terminate accounts that violate these terms or engage in activities that harm our platform or other users.

Upon termination, your right to access and use our platform ceases immediately. We may retain certain information as required by law or for legitimate business purposes, as outlined in our Privacy Policy.

Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of Malaysia. Any disputes arising from these terms or your use of our platform will be resolved through binding arbitration in Selangor, Malaysia, unless prohibited by local law in your jurisdiction.

Before initiating formal dispute resolution, we encourage users to contact our support team to attempt resolution of any concerns or complaints through direct communication.

Modifications to Terms

We may modify these Terms of Use at any time to reflect changes in our services, legal requirements, or business practices. Significant changes will be communicated through email notification or prominent platform notices at least 30 days before taking effect.

Your continued use of our platform after modifications become effective constitutes acceptance of the revised terms. If you disagree with changes, you may terminate your account before the effective date.